.qipu-article{display:grid!important;grid-template-columns:minmax(0,850px) 260px;gap:64px;max-width:1240px;margin:65px auto;padding:0 28px}.qipu-article .qipo-final-main{min-width:0;width:auto}.qipu-article section{padding:30px 0;border-bottom:1px solid #e9e9e9;scroll-margin-top:105px}.qipu-article h2{font-size:30px;letter-spacing:-.6px;color:#151515}.qipu-article h3{font-size:22px}.qipu-article p{font-size:19px;line-height:1.8;color:#51555b}.qipu-article h1{font-size:clamp(36px,4vw,56px);line-height:1.13;letter-spacing:-1.8px}.qipu-article table{width:100%;border-collapse:collapse;font-size:16px}.qipu-article th,.qipu-article td{padding:15px;text-align:left;border-bottom:1px solid #e6e8eb;vertical-align:top}.qipu-article th{color:#737a84}.qipu-toc{align-self:start;position:sticky;top:105px;border-left:1px solid #eee;padding-left:25px}.qipu-toc a{display:block;padding:8px 0;color:#73777c;text-decoration:none}.qipu-toc a.is-active{color:#ff5b2b}.qipu-source{font-size:14px;color:#7b818b;margin:14px 0}.qipu-source summary,.qipu-comparable summary{cursor:pointer}.qipu-source blockquote{border-left:3px solid #ff6437;margin:15px 0;padding:8px 16px}.qipu-banner{padding:16px 20px;background:#fff4ed;border-left:3px solid #ff5b2b}.qipu-muted{color:#7c8390}.qipu-comparable{border:1px solid #e6e8ec;border-radius:12px;padding:20px;margin:20px 0}.qipu-directory-hero{padding:65px 0 40px;background:linear-gradient(#fff9f6,#fff)}.qipu-directory-hero h1{font-size:56px;letter-spacing:-2px;color:#111}.qipu-directory-hero p{font-size:21px;color:#818895}.qipu-directory-hero .qipo-eyebrow{font-size:14px;letter-spacing:3px}.qipu-page-link{display:inline-block;padding:12px}.qipu-ask{position:fixed;right:24px;bottom:24px;z-index:80;max-width:340px;background:#fff;box-shadow:0 8px 30px #0002;border-radius:20px}.qipu-ask>summary{background:#111827;color:#fff;padding:17px 24px;border-radius:30px;cursor:pointer;font-weight:700}.qipu-ask>div{padding:22px}.qipu-ask input{width:100%;padding:12px;border:1px solid #ddd;border-radius:6px;margin:10px 0}.qipu-ask button{background:#ff5b2b;color:white;border:0;padding:12px 18px;border-radius:6px}.qipu-article .qipo-final-keyfacts{display:flex;flex-wrap:wrap;gap:22px}.qipu-article .qipo-final-keyfacts>div{min-width:100px}.qipu-article .qipo-final-keyfacts span,.qipu-article .qipo-final-keyfacts small{display:block}.qipu-article .qipo-final-keyfacts strong{font-size:21px}.qipu-article .qipo-final-snapshot{display:grid;grid-template-columns:1fr 1fr;gap:25px}.qipu-article .qipo-final-snapshot small{display:block}.qipu-article .qipo-final-snapshot strong{display:block;font-size:28px}.qipu-article .qipo-final-snapshot>div{padding:20px;background:#fafafa}.qipu-article details[open]>summary{margin-bottom:14px}.qipu-article .qipo-final-byline{font-size:13px;display:flex;flex-wrap:wrap;gap:14px;color:#80858b}.qipu-article .qipo-final-kicker{color:#fa5b2c;font-size:14px}.qipu-article .qipo-final-deck{font-size:22px;color:#777e89}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #ff6c39;outline-offset:4px}@media(max-width:1000px){.qipu-article{grid-template-columns:1fr;gap:0;max-width:850px}.qipu-toc{position:static;grid-row:1;border-left:0;border-bottom:1px solid #eee;margin-bottom:25px;padding:0}.qipu-toc nav{display:flex;flex-wrap:wrap;gap:12px}.qipu-toc nav a{font-size:13px}.qipu-directory-hero h1{font-size:40px}}@media(max-width:600px){.qipu-article{padding:0 20px;margin-top:30px}.qipu-article .qipo-final-snapshot{grid-template-columns:1fr}.qipu-article p{font-size:17px}.qipu-ask{right:12px;bottom:12px;max-width:300px}.qipu-article table{font-size:13px}.qipu-article td,.qipu-article th{padding:9px}.qipu-directory-hero{padding:35px 0 15px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}*{animation-duration:.01ms!important;transition-duration:.01ms!important}}
/* Shared editorial IPO presentation. */
.qipu-article .qipu-compact-facts{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:18px;padding:24px 0;border-top:1px solid #e7e8eb;border-bottom:1px solid #e7e8eb;margin:28px 0}.qipu-compact-facts>div{min-width:0!important}.qipu-compact-facts span{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:#7b818a}.qipu-compact-facts strong{font-size:17px!important;line-height:1.6}.qipu-compact-facts small{font-size:11px;overflow-wrap:anywhere;color:#858b94}.qipu-review-box{padding:26px 28px;border:1px solid #eee4dd;border-left:3px solid #f56532;background:#fffaf6;border-radius:5px}.qipu-review-box .qipo-final-label{font-size:12px;letter-spacing:1.6px;margin:0 0 10px}.qipu-review-heading{display:flex;align-items:center;gap:20px}.qipu-review-heading strong{font-size:28px}.qipu-review-heading span{color:#737983;font-size:18px}.qipu-review-box h3{font-size:17px;margin:20px 0 10px}.qipu-review-box li{font-size:16px;line-height:1.75;margin:8px 0;color:#565c64}.qipu-article .qipu-small{font-size:14px;line-height:1.65}.qipu-summary{margin:24px 0}.qipu-summary>div{display:grid;grid-template-columns:145px minmax(0,1fr);gap:22px;padding:18px 0;border-bottom:1px solid #eceef0}.qipu-summary dt{font-weight:650;color:#151515;font-size:16px}.qipu-summary dd{margin:0;font-size:17px;line-height:1.8;color:#646b74}.qipu-article .qipu-editor-note{font-size:16px;border-left:2px solid #ff6a36;padding:4px 0 4px 18px;color:#777d85}.qipu-article .qipu-money-lead{font-size:22px;color:#222;line-height:1.65}.qipu-comparison-scroll{max-width:100%;overflow-x:auto;overscroll-behavior-x:contain}.qipu-comparison{min-width:900px}.qipu-comparison th,.qipu-comparison td{min-width:175px;max-width:260px;white-space:normal!important;line-height:1.7}.qipu-comparison thead th{color:#222;background:#faf9f7}.qipu-article caption{text-align:left;font-size:16px;font-weight:650;color:#252525;padding:14px 0}.qipu-methodology{margin:24px 0;color:#656b73}.qipu-methodology summary{cursor:pointer;color:#252525;font-weight:600}.qipu-research-footer{padding:28px;margin-top:30px;background:#fafafa;border-radius:6px}.qipu-research-footer h3{font-size:19px}.qipu-research-footer p{font-size:16px}.qipu-article .qipu-comparable{border:0;border-bottom:1px solid #e8e9eb;padding:16px 0;border-radius:0}.qipu-article .qipu-source p,.qipu-article .qipu-source blockquote{font-size:14px;line-height:1.7}.qipu-toc a{font-size:13px;line-height:1.45}.qipu-article section{padding:36px 0}.qipu-article .qipu-section-deck{color:#878c94;margin-top:5px}
@media(max-width:600px){.qipu-article .qipu-compact-facts{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.qipu-summary>div{grid-template-columns:1fr;gap:7px}.qipu-review-box{padding:20px}.qipu-summary dd{font-size:16px}.qipu-article h2{font-size:26px}.qipu-research-footer{padding:20px}.qipu-article .qipu-money-lead{font-size:20px}}

/* RC3: research article, approved section order */
.qipu-review-box{background:white;border:0;border-top:1px solid #ddd;border-bottom:1px solid #ddd;border-radius:0;padding:28px 0}.qipu-article .qipu-takeaway{background:#f6f6f5;border-left:3px solid #df661f;padding:16px 20px;font-size:16px}.qipu-takeaway strong{display:block;font-size:11px;text-transform:uppercase;letter-spacing:1px;color:#a34610}.qipu-article h1{font-size:38px;line-height:1.2}.qipu-article .qipo-final-deck{font-size:20px;line-height:1.6}.qipu-article details>summary{cursor:pointer;padding:12px 0;font-weight:600}.qipu-comparison{min-width:740px}.qipu-article .qipu-small{font-size:13px}.qipu-article .qipu-source{overflow-wrap:anywhere}.qipu-article table small{display:block}.qipu-article .qipo-final-byline{flex-wrap:wrap}@media(max-width:600px){.qipu-article h1{font-size:30px}.qipu-article .qipu-compact-facts{grid-template-columns:repeat(2,minmax(0,1fr))}.qipu-article .qipo-final-deck{font-size:18px}}

/* Keep the shared renderer independent of legacy article overrides. */
.qipu-article .qipu-toc{display:block!important;visibility:visible!important;position:sticky;max-height:calc(100vh - 120px);overflow:auto;top:105px}.qipu-article .qipo-toc-sticky{position:static}.qipu-article table{overflow-wrap:anywhere}.qipu-article .qipu-comparison{table-layout:fixed}.qipu-article .qipu-source a{overflow-wrap:anywhere}
@media(min-width:981px){.qipo-final-article.qipu-article{grid-template-columns:minmax(0,850px) 240px!important;max-width:1240px!important;gap:54px!important}.qipu-article .qipo-final-main{padding-top:40px!important}}
@media(max-width:980px){.qipo-final-article.qipu-article{display:block!important}.qipu-article .qipu-toc{display:none!important}.qipu-article .qipo-final-main{padding:28px 20px 60px;margin:0 auto}}

@media(max-width:600px){.qipu-ask{position:static;max-width:none;margin:20px}.qipu-article .qipu-compact-facts strong{white-space:nowrap}}

/* rc3 editorial cleanup */
.qipu-source-library{margin:18px 0 8px;border-top:1px solid #e8e9eb}.qipu-source-library .qipu-source{padding:16px 0;margin:0;border-bottom:1px solid #e8e9eb}.qipu-source-library .qipu-source-link{margin:0 0 6px!important;font-size:14px!important;font-weight:600;line-height:1.55!important}.qipu-source-library .qipu-source-excerpt{margin:0!important;font-size:13px!important;line-height:1.65!important;color:#727983!important}.qipu-source-library .qipu-source a{color:#353b44;text-decoration-thickness:1px;text-underline-offset:3px}.qipo-article-toc .qipo-toc-nav a{margin-bottom:2px}